Why TelRock Insight Exists
Financial decisions are often made using assumptions that are not fully tested under uncertainty. When those assumptions fail to reflect real-world variability, long-term outcomes can differ significantly from expectations.
TelRock Insight is an independent, actuarial-informed research platform focused on analyzing how financial assumptions, risk structures, and outcomes behave under different scenarios. The emphasis is on structured, non-personalized analysis of uncertainty rather than individualized financial advice or decision support.
TelRock Insight operates as an independent legal entity for research and project-based analytical work, with no affiliation to any financial institution, insurance company, or investment firm.
Founder
Joshua Liu, FSA, FRM
Principal
Joshua Liu is a credentialed actuary with nearly 27 years of experience in life insurance, annuities, retirement systems, financial valuation, and risk management.
His background includes extensive work with actuarial and financial modeling frameworks used to analyze risk, structure financial products, and evaluate long-term uncertainty in institutional settings.
TelRock Insight reflects this actuarial and risk-based expertise in the design of a structured research platform that studies how financial assumptions and decision frameworks behave under uncertainty. The focus is on scenario-based analysis and aggregated insights, not individualized financial advice or decision support.
A Note From the Founder
I spent nearly 27 years working within major financial institutions focused on insurance, annuities, retirement systems, and financial risk modeling. Over that time, I gained deep exposure to how financial assumptions are constructed, how uncertainty is represented in models, and where simplifications can affect long-term outcomes.
This experience led to the creation of TelRock Insight — a structured research platform focused on analyzing how financial decisions behave under uncertainty using actuarial and scenario-based methods. The emphasis is on understanding risk structures and assumption sensitivity, rather than providing individualized financial advice or recommendations.
TelRock Insight exists as an independent research effort to explore financial decision frameworks in a transparent and structured way.
— Joshua Liu, FSA, FRM